For financial security reasons, certain tender / payment types can be restricted to specific user groups.
eg: Only Supervisors or Managers are able to apply an 'Adjustment' to an account.
While configuring tenders, leaving all options off or as blank identify a tender is an 'Adjustment' tender.
Once tenders are configured, permissions can be updated for each User Permission Group. Go to Configuration -> User Permission Groups to update each group as needed.
Select 'Allow' for each User Permission Group that is allowed to process Adjustment Tenders.